4427 Credit Card Type (List of Card BIN/IIN Numbers) (2024)

Do you want to know what type ofcredit card starts with 4427? So did we, and we have the results for every 4427 credit card type.

Every credit card has 15 or 16 digits, which might seem like a random string of digits, but they are unique numbers. Besides uniquely identifying the cardholder, the digits tell us the type of card, the card issuer, and the individual account. The last digit of the card number, called a check digit, is used to verify that you correctly entered the first 14 or 15 digits of a credit card number. Rather than being a random string of digits, credit card numbers have a large amount of valuable data contained in them.

What Type Of Credit Card Starts With 4427?

The first digit of the card, which is 4 in our case, indicates the credit card network. The first number on a credit card is the Major Industry Identifier (MII). It tells us which card network the card belongs to. Since an MII digit of 4 always corresponds with aVisa card, a 4427 credit card prefix means it’s a Visa card!

If the first digit is a 3 it is an American Express card, Diner’s Club card, Carte Blanche card, or a JCB card. When the debit or credit card starts with a 5 or a 2, it’s Mastercard, while a Discover card’s first digit is a 6. We’ve solved the first mystery!

What Do The Rest of The Numbers on a Credit Card Starting with 4427 Mean?

Now that we know what type of credit card begins with 4427, we can decipher what the rest of the digits mean. It turns out that the 2nd through 6th digits indicate the card issuer and the type of credit card. Unfortunately, we only have 3 of these five numbers, the ‘427’ in the 4427 four-digit number.

Luckily we can still use the ‘427’ digits that we do have to determine the 4427 credit card issuer. Interestingly, the first 4 or 6 numbers of a credit card are called the “Issuer Identification Number” (IIN), sometimes referred to as the “Bank Identification Number” (BIN number). We canuse BIN numbers to look up the card typeand which bank or financial institution issued the card.

List of BINs/IINs for Credit Cards and Debit Cards Starting with 4427

After researching the issue, we found the answer to what type of credit card starts with 4427. It turns out that a debit or credit card beginning with 4427 will always be 1 of 100 possible Visa credit or debit cards. You will find these in our helpful list of credit card numbers.

Below are the BIN/IIN details, including the banks and issuing institutions, for all 100 of the 4427 credit cardsand debit cards.

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BINs/IINs from 442700 to 442710 (Types of Credit Cards and Debit Cards)

• 442700 is a Visa Classic debit card issued by ITS Bank in the United States
• 442701is a Visa Classic credit card initially issued by Nationwide Federal Credit Union in the United States. In 2007 Nationwide Federal Credit Union was acquired by Nationwide Trust Company, FSB. The current successor institution is Nationwide Trust Company, FSB.
• 442702is a Visa Classic credit card issued by ICBA Bancard in the United States
• 442703is a Visa Classic credit card issued by Card Services for Credit Unions, Inc. in the United States
• 442704is a Visa Business debit card issued by Wells Fargo Bank, N.A. (National Association) in the United States
• 442705is a Visa Classic credit card issued by NSWC Federal Credit Union in the United States
• 442706is a Visa Classic credit card issued by Bank of America, N.A. in the United States
• 442707is a Visa Business debit card issued by JPMorgan Chase Bank, N.A. in the United States
• 442708is a Visa Business debit card issued by JPMorgan Chase Bank, N.A. in the United States
• 442709is a Visa Business debit card issued by JPMorgan Chase Bank, N.A. in the United States
• 442710is a Visa Classic credit card issued by Bank of America, N.A. in the United States

BINs/IINs from 442711 to 442720 (Types of Credit Cards and Debit Cards)

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• 442711is a Visa Signature credit card issued by Bank of America, N.A. in the United States
• 442712is a Visa Gold credit card issued by Bank of America, N.A. in the United States
• 442713is a Visa credit card issued in the United States
• 442714 is a Visa Classic debit card issued by Home Savings and Loan Company of Youngstown in the United States
• 442715is a Visa Classic debit card issued by the First Federal Savings Bank of Elizabethtown in the United States
• 442716is a Visa Classic debit card issued by CapitalBank in the United States
• 442717is a Visa Classic debit card issued by First National Bank and Trust in the United States
• 442718is a Visa Classic debit card issued by NESC Federal Credit Union in the United States
• 442719is a Visa Classic debit card issued by Hills Bank and Trust Company in the United States
• 442720is a Visa Electron debit card issued by Biverbanca – Cassa di Risparmio di Biella e Vercelli S.P.A. in the United States

BINs/IINs from 442721 to 442730 (Types of Credit Cards and Debit Cards)

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• 442721is a Visa prepaid debit card issued by Bank of America, N.A. in the United States
• 442722is a Visa Signature credit card issued by CorTrust Bank, N.A. in the United States
• 442723is a Visa Business debit card initially issued by Heritage Oaks Bank in the United States. In 2016 Heritage Oaks Bank was acquired by Pacific Premier Bancorp. The current successor bank is Pacific Premier Bancorp.
• 442724is a Visa Classic debit card issued by Monticello Banking Company in the United States
• 442725is a Visa credit card issued by Banterra Bank, N.A. in the United States
• 442726is a Visa Classic debit card issued by Ohio Valley Community Credit Union in the United States
• 442727is a Visa Classic debit card issued by the Truist Financial Corporation in the United States
• 442728is a Visa prepaid debit card issued by Wells Fargo Bank, N.A. in the United States
• 442729is a Visa Gold debit card issued by China Citic Bank in China
• 442730is a Visa Platinum debit card issued by China Citic Bank in China

BINs/IINs from 442731 to 442740 (Types of Credit Cards and Debit Cards)

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• 442731is a Visa Classic credit card issued by Illinois Educators Credit Union in the United States
• 442732 is a Visa Business debit card issued by JPMorgan Chase Bank, N.A. in the United States
• 442733is a Visa credit card issued by Citicorp Payment Services, Inc. in the United States
• 442734is a Visa Classic debit card issued by Baxter Credit Union in the United States
• 442735is a Visa Classic debit card issued by Energy Plus Credit Union in the United States
• 442736is a Visa Classic debit card issued by Catholic and Community Credit Union in the United States
• 442737is a Visa Classic debit card issued by Mercer Savings Bank in the United States
• 442738is a Visa Gold credit card issued by Community Financial Members Credit Union in the United States
• 442739is a Visa credit card issued by ABN Amro Savings Corporation in the Philippines
• 442740is a Visa Classic debit card issued by Services Credit Union in the United States

BINs/IINs from 442741 to 442750 (Types of Credit Cards and Debit Cards)

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• 442741is a Visa Business debit card issued by Knoxville TVA Employees Credit Union
• 442742 is a Visa Classic debit card issued by JPMorgan Chase Bank, N.A. in the United States
• 442743 is a Visa prepaid debit card issued by Bank of America, N.A. in the United States
• 442744is a Visa prepaid debit card issued by Bank of America, N.A. in the United States
• 442745is a Visa prepaid debit card issued by Paducah Bank and Trust Company in the United States
• 442746is a Visa Business debit card issued by Torey Pines Bank
• 442747is a Visa Classic debit card issued by Lion Federal Credit Union in the United States
• 442748is a Visa Classic credit card initially issued by the United Services of America Federal Credit Union in the United States. In 2010 United Services of America Federal Credit Union was merged with NavyFederal Credit Union. The current successor credit union is NavyFederal Credit Union.
• 442749is a Visa credit card issued in the United States
• 442750is a Visa debit card issued by China Construction Bank (Macau) Corp., Ltd. in Macao

BINs/IINs from 442751 to 442760 (Types of Credit Cards and Debit Cards)

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• 442751is a Visa proprietary debit card issued by Network Only in Hong Kong
• 442752is a Visa Business debit card issued by AS DNB Nord Banka in Latvia
• 442753is a Visa Classic debit card issued by Southbridge Savings Bank in the United States
• 442754is a Visa Business credit card issued by Affinity Federal Credit Union in the United States
• 442755 is a Visa Classic debit card issued by JPMorgan Chase Bank, N.A. in the United States
• 442756is a Visa Classic debit card issued by JPMorgan Chase Bank, N.A. in the United States
• 442757is a Visa Classic debit card issued by Services Credit Union in the United States
• 442758is a Visa credit card issued in the United States
• 442759is a Visa Classic credit card issued by Northwest Savings Bank in the United States
• 442760is a Visa prepaid debit card issued by Alliance Bank of Arizona in the United States

BINs/IINs from 442761 to 442770 (Types of Credit Cards and Debit Cards)

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• 442761is a Visa prepaid debit card issued by Coastline Federal Credit Union in the United States
• 442762is a Visa Classic debit card issued by Alliance Bank of Arizona in the United States
• 442763is a Visa business debit card issued by Alliance Bank of Arizona in the United States
• 442764is a Visa Classic credit card issued by Cencap Federal Credit Union in the United States
• 442765is a Visa credit card issued by Bank of America, N.A. in the United States
• 442766is a Visa Classic credit card issued by Fifth Third Bank in the United States
• 442767is a Visa Classic credit card issued by Fifth Third Bank in the United States
• 442768is a Visa Signature debit card issued in India
• 442769is a Visa Business debit card issued in the United States
• 442770is a Visa Business debit card issued in the United States

BINs/IINs from 442771 to 442780 (Types of Credit Cards and Debit Cards)

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• 442771is a Visa Business debit card issued in the United States
• 442772is a Visa Classic debit card issued in India
• 442773is a Visa Business debit card issued in India
• 442774is a Visa Gold debit card issued in India
• 442775is a Visa Classic debit card issued by the Federal Savings Bank in the United States
• 442776is a Visa Business debit card issued by Beacon Credit Union in the United States
• 442777 is a Visa prepaid debit card issued by Bank of America, N.A. in the United States
• 442778is a Visa Classic credit card issued by Northwest Savings Bank in the United States
• 442779is a Visa Classic credit card issued by Northwest Savings Bank in the United States
• 442780is a Visa credit card issued by Citizens Bank in the United States

BINs/IINs from 442781 to 442790 (Types of Credit Cards and Debit Cards)

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• 442781is a Visa Classic credit card issued by Desco Federal Credit Union in the United States
• 442782is a Visa Classic credit card issued by Option 1 Credit Union in the United States
• 442783is a Visa Gold credit card issued by The Village Bank in the United States
• 442784is a Visa Classic credit card issued by Badger Globe Credit Union in the United States
• 442785is a Visa Classic credit card issued by Members Credit Union in the United States
• 442786is a Visa Business debit card issued by Community Bank CBD in the United States
• 442787 is a Visa Classic debit card issued by RBS Citizens, N.A. in the United States
• 442788is a Visa Classic debit card issued by RBS Citizens, N.A. in the United States
• 442789is a Visa Classic debit card issued by RBS Citizens, N.A. in the United States
• 442790is a Visa Classic debit card issued by RBS Citizens, N.A. in the United States

BINs/IINs from 442791 to 442799 (Types of Credit Cards and Debit Cards)

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• 442791is a Visa Classic debit card issued by RBS Citizens, N.A. in the United States
• 442792is a Visa Classic credit card issued by Card Services for Credit Unions, Inc. in the United States
• 442793 is a Visa Classic debit card issued by RBS Citizens, N.A. in the United States
• 442794is a Visa Classic debit card issued by RBS Citizens, N.A. in the United States
• 442795 is a Visa Classic debit card initially issued by Charter One Bank in the United States.In 2007 Charter One Bank merged with Citizens Bank. The current successor bank is Citizens Bank.
• 442796 is a Visa Classic debit card initially issued by Charter One Bank in the United States.In 2007 Charter One Bank merged with Citizens Bank. The current successor bank is Citizens Bank.
• 442797is a Visa Classic debit card issued by RBS Citizens, N.A. in the United States
• 442798is a Visa Classic debit card issued by RBS Citizens, N.A. in the United States
• 442799is a Visa credit card issued in the United States

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How Many 4427 Credit Cards and Debit Cards Are There?

Our results show that there are 100 different types of 4427 credit and debit cards issued worldwide. We hope this credit card information is a valuable reference sourcethat satisfies your curiosity. Card numbers change, and banks merge or fail, so accuracy is not guaranteed.

What Do The Final Card Digits Mean? (Primary Account Number and Check Digit)

Now that you’ve gotten this far, you might be curious about what the rest of the digits in your card mean. The 7th to the 15th digits are thePrimary Account Number (PAN)for most cards. These eight PAN digits are unique to an account holder and are the most important part of the credit card number. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.

When typing in your card number, it’s always possible to mistype a digit or two. That’s why the check number, which is the 16th digit, exists.Check digits are used to validate the authenticity of the card numberand for the detection of typos. The credit card network instantly verifies that everything was entered correctly by running the check digit plus the rest of the preceding portions of the account number through a mathematical formula called the ‘Luhn Algorithm’.

Frequently Asked Questions About 4427 Credit Cards

People often have specific questions about 4427 credit cards. Here are the answers to some of the most common questions people ask.

Is 4744 a Visa or MasterCard?

4744 cards are Visa cards.Use our 4744 credit card guideto determine which bank or financial institution issued your card.

Does Visa start with 5?

No, Visa cards do not start with 5 since the first digit of a Visa card is always 4. A card starting with a 5 is a Mastercard.

What credit card starts with 4?

Visa credit cards start with a 4.

Why do all Visa cards start with 4?

All Visa cards start with the number 4 because it is the first number in the sequence of numbers identifying a Visa card. This way, when someone sees a credit card with the number 4 on it, they know it’s a Visa card.

What are the first 4 digits of a Visa card?

The first four digits of a Visa card are part of the Issuer Identification Number (IIN), sometimes referred to as a Bank Identification Number (BIN). The IIN is the first six digits of every Visa card andidentifies the bank or financial institutionthat issued the card.

How can you tell if it’s a Visa or Mastercard?

To tell if your card is a Visa or Mastercard, look at the first digit of the card number. Visa cards always begin with a ‘4’ while Mastercards start with a ‘2’ or a ‘5’.

What card starts with 5?

Mastercards start with a 5 or a 2.

Do all Mastercards start with the same 4 digits?

No, not all Mastercards start with the same four digits. The first number is always a 2 or a 5, while the second, third, and fourth digit will vary depending on which bank or financial institution issued the card.

Is JCB a Visa or MasterCard?

JCB is its own credit card brand, so it is not a Visa or a Mastercard. You can use JCB cards wherever Discover or American Express cards are accepted. BIN numbers forJCB cardsstart with 18 and 35.

What credit cards start with 6011?

Discover credit cards start with 6011.

What credit card starts with 8?

Credit cards starting with 8 are reserved for healthcare, telecommunications, and other future industry assignments cards.Other than the UzCard, not many credit cards currently begin with an eight.

Can you get a temporary credit card from Bank of America?

Bank of America does not issue temporary credit cards. While Bank of America used to provide virtual credit card numbers that you could use as a type of temporary credit card, Bank of America discontinued this service.

Does Citizens Bank have a secured credit card?

No,Citizens Bank does not offer secured credit cards. While they don’t have secured credit cards, Citizens Bank offers two regular credit cards.

What type of card is Westpac?

Every Westpac card is a Mastercard. Westpac hasnine card offerings:

1. Low Rate Card
2. Westpac Lite Card
3. Low Fee
4. Altitude Rewards Platinum
5. Altitude Velocity Premium
6. Altitude Qantas Platinum
7. Altitude Rewards Black
8. Altitude Velocity Black
9. Altitude Qantas Black Mastercards

Is it bad to prepay your credit card?

No, prepaying your credit card is not bad and can help your credit score. Suppose you prepay your credit card before your statement closing date. In that case, you will decrease the total balance that your credit card company reports to the three major credit bureaus. By reducing your total balance, you will lower your credit utilization, improvingyour credit score. Prepaying is especially helpful if your card balance is 30% or more of your total credit limit.

What are the disadvantages of having a prepaid credit card?

A prepaid credit card can have significant disadvantages compared to a traditional credit card. These disadvantages include:

• Prepaid cards don’t help your credit score because you are not borrowing money but using the money you already deposited with the credit card company.
• High fees. Prepaid cards have especially high monthly, annual, and reloading fees.
• Funding issues. When you reload your card, you often have to wait several days before spending this money.
• No interest. While the prepaid card company holds your money, you earn no interest on it while you would if it was still in your bank account.
• Lost money. Many prepaid cards will not return your money electronically. To receive your money back, you have to spend every cent on the card or close your account and wait for a paper check to arrive in the mail.

Does a prepaid Visa help your credit score?

No, a prepaid Visa card will not help your credit score. You won’t help your credit score because your payment history is not reported to any of the credit reporting agencies when using a prepaid Visa card. If you want to build or improve your credit score, consider applying for a traditional credit card.

What is the average credit score for Americans?

Theaverage credit score for Americans is 698. Credit scores are determined by several factors, including how much credit you have available to you, your payment history, and the types of credit you use.

If you’re looking to improve your credit score, one of the best things you can do is always to make on-time payments. Another good way to boost your credit scores is to keep your credit utilization low. Credit utilization is the percentage of your total credit limit that you use.

If you want to understand your own credit score, you can obtain afree annual credit reportfrom Experian, Equifax, and TransUnion. And if you need help getting started on improving your score, there are plenty of resources online (like this one!) that can give you step-by-step instructions.

Do billionaires have a credit score?

Yes, billionaires have credit scores. Since credit scores are determined by using a person’s credit history, rather than their wealth, it’s possible for a billionaire to have a bad credit score!

Citi card first 6 digits: Citi BIN Numbers (BINs/IINs)

The first six digits of a Citi credit card or debit card are Industry Identifier Numbers (IINs), also known as Bank Identification Numbers (BINs). These IINs/BINs are unique to Citi cards. Citi uses 96 different Visa cards and 62 Mastercards BINs/IINs.

First 6 digits of a Citi Visa Card (BINs/IINs):

Citi credit cards and debit cards are issued under 96 different BINs/IINs, as shown in the list below:

• 400926
• 400927
• 400944
• 402817
• 402958
• 403225
• 403504
• 403551
• 405771
• 405905
• 406072
• 407433
• 407707
• 412150
• 412153
• 412253
• 412299
• 412541
• 414705
• 414726
• 415487
• 421723
• 422274
• 422397
• 422727
• 422761
• 423349
• 426223
• 426505
• 427111
• 427800
• 429407
• 429408
• 430531
• 431506
• 432140
• 432204
• 432206
• 432207
• 433900
• 433901
• 433902
• 433903
• 433904
• 433926
• 437808
• 438548
• 438628
• 438679
• 441703
• 442077
• 443281
• 443284
• 443287
• 444700
• 444784
• 446545
• 446555
• 446556
• 448156
• 448605
• 448608
• 448671
• 448674
• 448700
• 448736
• 448751
• 449227
• 449441
• 452407
• 453210
• 455603
• 461795
• 462120
• 462122
• 464532
• 471580
• 472437
• 473819
• 476530
• 477795
• 478300
• 478306
• 478355
• 478358
• 478360
• 478405
• 478455
• 478460
• 478480
• 479149
• 479150
• 480152
• 480154
• 486541
• 490715

First 6 digits of a Citi Mastercard (BINs/IINs):

Citi Mastercard credit cards and debit cards are issued under 62 BINs/IINs, as shown in the list below:

• 512108
• 514054
• 514685
• 515690
• 516056
• 518130
• 518873
• 519860
• 521052
• 523935
• 525604
• 525605
• 526851
• 529251
• 530890
• 530896
• 530898
• 530904
• 530908
• 539028
• 539610
• 539640
• 539646
• 539655
• 539810
• 539860
• 539882
• 540309
• 540385
• 540550
• 540751
• 541566
• 541526
• 541705
• 541887
• 541931
• 542019
• 542379
• 542415
• 542456
• 542484
• 542491
• 543240
• 543448
• 544293
• 544828
• 546425
• 548036
• 550201
• 552081
• 552128
• 552255
• 552639
• 556709
• 557125
• 557126
• 557127
• 557132
• 557281
• 558837
• 558857
• 558861

First 6 digits of a Citi American Express Cards (BINs/IINs):

Citi American Express credit cards are issued under one BINs/IINs, as shown in the list below:

• 374350

How do you check your Cencap account balance?

You can check your Cencap Federal Credit Union online, at a branch location, or bycalling the 24 hours a day Starline Touch Tone Teller Service at 1-866-941-0838.

How can I check the balance on my EIP card? (Stimulus Payment/Economic Impact Payment Card)

There are three methods to check the balance on your stimulus payment EIP card:

• Online: Check your balance at EIPCard.com
• Mobile App:You can view your balance on your phone with the Money Network Mobile App. The app is available through the Apple App Store and the Google Play Store.
• Phone:Call 1-800-240-8100 to check your card’s balance using an automated system.

What’s the average credit card debt in the United States?

According to Experian,the average American has $6,194 in credit card debt.

Interestingly, the amount of consumer debt increases with age and marital status. Consumer borrowing has increased significantly over the past few decades, contributing to the high level of credit card debt in the United States.

Conclusion: 4427 Credit Card Type? Always a Visa Card!

Our results show that there are 100 different types of 4427 credit and debit cards issued worldwide. We also know that every 4427 credit card or debit card is a Visa. We hope this is credit card information is a helpful resource that satisfies your curiosity. Credit card numbers change, card numbers are re-assigned, and local banks merge or fail, so accuracy is not guaranteed.